Homes, Townhomes, Condos: $139.9K - $2.8M Lots: $20K - $595K The undulating vistas of the Smoky Mountains make for an idyllic backdrop to life at Rarity Bay on Tellico Lake. Whitefish, Montana. Theres also world-class art at the Clark Art Institute in Williamstown and the Massachusetts Museum of Contemporary Art (MASS MoCa, for short) in North Adams. Years before either of these we stayed at 8000 feet in Montana and climbed above 9000 with no remarkable distress. Mountain town retirement Few aspiring retirees have enough saved to buy a retirement home in Aspen, Colorado, or Jackson, Wyoming. Take a peek at why Wears Valley is the best mountain town in Tennessee. Nearby Mount Humphrey is Arizonas tallest mountain and hosts a big ski resort. Home toAppalachian State University,Booneoffers an adventure-lovers dream year-round, with mild summers (when you can hike, fish, horseback ride, mountain bike, canoe you name it), snowy winters (find three nearby ski resorts), cool springs and colorful falls. The median home value in Hilo is $339,800, according to Zillowstill pricey, to be sure, compared with the U.S. median of $229,000, but much more reasonable than the $676,100 median in Honolulu. Ogden, Utah. Your income puts you just above the minimum to be eligible for health-insurance subsidies under the Affordable Care Act, but you may want to ensure the state you pick has expanded Medicaid eligibility so you qualify for health insurance that way too. We then leverage that expertise to develop city rankings for a range of topics including small towns, college towns and our annual Top 100 Best Places to Live. Mt. Seems like a fair trade. Consider retirement in these affordable mountain towns. These great spots are surrounded by incredible views, great hiking trails, gorgeous fall foliage, and more restaurants, art galleries, museums, music venues, and parks than you'll know what to do with. Livability includes Ogden in its 2019 list of best places to live and a 2018 list of affordable mountain towns. Mammoth Lakes, CA - Average Home Cost: $438,686. Or you can enjoy more leisurely paths of the Huntsville Greenway system. Its part of the same metropolitan area as Logan, Utah, suggested here. And many people aren't able to strike a balance: The poverty rate in Albuquerque among residents age 65 and up is 9.9%, compared with 9.3% for the U.S., but better than the 11.9% rate for New Mexico. Flagstaff, Arizona. Could you live in the mountains, or would you prefer lower altitudes or the coasts. and have not been previously reviewed, approved or endorsed by any other You have plenty of outdoor diversions, such as miles of trails for hiking, biking and horseback riding; fishing and boating; and birding and other wildlife viewing. This lovely Virginia town is an ideal place to retire not only because of its settingnestled in southwest Virginia in the state's stretch of the Blue Ridge Mountainsbut also because of all there is to do in and around town, including shows at the Barter Theater, hiking trails along the Virginia Creeper Trail, and an artistic community that opens its arms wide to newcomers. The town is known for elaborate holiday celebrations, and it . Published 27 February 23. recession Outdoor enthusiasts also win. All Rights Reserved. Lets take a look at what it means to live in an age-restricted community, and whether its important enough to you as you begin or continue your search for a new home. Holly Hills has been rated as a rare "triple crown". This isnt always the case, but many mountain towns tend to be on the smaller side, which can mean fewer town resources with cultural offerings Fires and natural disasters. Driving on snowy roads can be dangerous. The gateway to Snowbasin, Powder Mountain and Nordic Valley, this hidden gem, just 35 minutes north ofSalt Lake City, sits at 4,280 feet and is adjacent to 170,000 acres of national forest. I also agree to 55places.comsPrivacy PolicyandTerms of Use. Located 100 miles fromDenverand resting at 10,150 feet, the nations highest-altitude incorporated city is home to 50 historic structures, eight museums and plenty of outdoor adventure options. Pittman Center Wikipedia/Brian Stansberry College towns such as Blacksburg, Va. generally offer a high level of amenities at affordable prices. You can enjoy boating and fishing on the Columbia, Yakima and Snake Rivers, and hiking or biking on the 23-mile Sacagawea Trail. In general though, the city's violent crime rate is a low 175.4 reported incidents per 100,000 residents, compared with a 297.8 rate for all U.S. cities of similar size, according to the FBI. But if you're willing to look beyond the most well-known. 55places Mortgage is a joint venture between Mutual of Omaha Mortgage and 55places.com. A private room in a metro area nursing home costs a median $11,498 a month, compared with $8,365 a month for the U.S. At least you can save money on academic pursuits. Spirit Lake, IA. Say goodbye to the day job and hello to mountain views. It is the capital and largest city (53,000 people) of Wyoming and is an interesting place to retire. Called the Scenic City, it is home to the University of Tennessee at Chattanooga. Coravllis is home to more than a dozen wineriesnaturally, being in the heart of the Willamette Valleyas well as four craft distillers for whiskey, vodka and more and six breweries right in town. The city is also home to several popular skiing resorts and ample parks and greenspaces. Older folks don't seem too interested in facing the Last Frontier in retirement. It is the largest city in New Mexico. Particularly in the western part of the U.S., humidity tends to be lower in the thinner air. Beautiful scenery. Copyright 2023 MarketWatch, Inc. All rights reserved. Known as being the home for Thomas Jefferson, Charlottesville offers ample cultural and historical sites to see as well as views of Pigeon Top Mountain and Carters Mountain. Details here. A $30 annual membership gets you access to interest groups, trips, social gatherings and program classes, including local and international history, music, computers and yoga. Prescott is a quaint destination with a charming historic downtown thats home to a variety of cafes, restaurants, bars, and history museums like the Sharlot Hall Museum. The nearby Green Mountains offer some of Vermonts best skiing. The citys Market Square Downtown District hosts an expansive list of restaurants, retailers, parks, and greenspaces. Twin Falls, Idaho. Durango, Colorado. A health savings account is a beneficial tool for retirement planning. Up in northern Arizona and not too far from the Grand Canyon, Flagstaff almost became Americas movie capital. As one of the 10 Cheapest States Where You'll Want to Retire, the Heart of Dixie boasts many great spots for affordable living. Mesa offers modest living, with a median rent of $1,646, and some homes selling at less than $200,000. Many active adults looking for where to retire to include Arizona in their search since homeowners in Phoenix also enjoy the states tax-friendly policies and affordable home prices. If the draw of nearby destinations likeYellowstone,Grand Teton National Parksor theCraters of the Moon National Monumentisnt enough to lure you to this small town in EasternIdaho, maybe the promise of a symphony, opera, museums, zoo and minor league baseball teamseal the deal. Free Baby Boomers Guide | Boasting a small-town feel with big-city amenities, the locale proclaims itself "The Biggest Little City in the World." Keep up to date with our latest rankings and articles! Nearest resorts: Breckenridge, Keystone, A-Basin, Loveland, Copper 8. This small town in western Mass. Reviews | Travel Like a Millionaire on a Retirement Budget! And the University of Vermont and its students present an unusually vibrant college town atmosphere. By signing up, I agree to 55places.com privacy policy and terms of use. Once you get to a certain age you do have to consider the disadvantages of going up and down hills, slippery streets, and thin air. The city and surrounding area provide many outstanding recreation activities in the adjacent Sandia Mountains, which you can get to from a city gondola. Anyone hoping to find a traditional mountain town to retire to can find plenty do to in Denver. Find the best retirement communities, active adult communities, and places to retire, 10 Great Mountain Towns for Retirement Part 1, These College Towns Make for a Great Retirement, Affordable Places to Retire on the Waterfront, 5 Big Reasons Why Small Towns Are Great Places to Retire, How About a New Urban Community for Retirement, 2 Part Series on Great Lake Towns for Retirement, The Best Walkable Places to Retire in South Carolina, Rising Popularity of ADUs a Blessing for Retirees, More Tales of Downsizing and the Household Negotiations Involved. Some of the popular spots to visit include the Cactus to Clouds Trail, Thomas Mountain, and Tuscan Springs Hotel & Spa which features hot springs. Agriculture, specifically Idahos famous russet potatoes and wheat, is key here, but so is tech: its the home of the Idaho National Engineering and Environmental Laboratory, the countrys premier center for nuclear energy and research development. And Provo, with mountain peaks within the city limits and Utah Lake on its doorstep, is particularly buzz-worthy. Its a city of 12,000, about 45 miles north of Interstate 80 and 2 hours south of Buffalo, N.Y., in an area the tourism people call the Pennsylvania Wilds region. Sylva, North Carolina. Here's a look at the most recent IRA and 401(k) tax reform laws. The content Home to NASA's Marshall Space Flight Center, the Redstone Arsenal and the Huntsville campus of the University of Alabama, the city offers a robust economy and a highly educated population. Look for ways to trim costs and keep items in solid condition to stretch retirement dollars. Outdoor activities are very important. This rapidly growing town in west central Montana is home to Montana State University Bozeman and its 10,000 students. Foodies will enjoy retiring in Palm Desert with 150+ restaurants offerings cuisine of all types. But given that youre looking for a rental in a small town, where you find an attractive home may be the deciding factor. Tucked between and Plott Balsam Mountain Range and the Blue Ridge Parkway,Sylva is a small but quaint town lined with cafes, galleries, bookstores, breweries, and antique shops. Mountain towns tend to be smaller and more remote, so your car might be more important to your daily transportation needs than you might have hoped. Nearby, enjoy musical performances at the Tanglewood Music Center, the summer home of the Boston Symphony Orchestra. The gateway to Snowbasin, Powder Mountain and Nordic Valley, this hidden gem, just 35 minutes north of Salt Lake City, sits at 4,280 feet and is adjacent to 170,000 acres of national forest. Most of Colorado is mountainous, but this town in the southwestern part of the state is different and more out of the way. If rising before the sun to get in an early ski run or mountain bike adventure before work sounds like your idea of bliss, the mountains are calling your name. It's a popular vacation spot with a low-key atmosphere. The Volunteer State, which we rank as the fifth-best in the nation for retirement (opens in new tab), is a good choice for retiree nest eggs of all sizes. 8. Disadvantages Colder winters. Explorethevillage.com. It is home to the Shoshone Falls, The Niagara of the West. Last updated 12 February 23. state tax Batten the hatches for continued market tumult without eating high fees with these six Vanguard ETFs and mutual funds. Welcome to Cresswind Charlotte! Future US, Inc. Full 7th Floor, 130 West 42nd Street, Rents across Delta County are much cheaper than around Iron Mountain, where median incomes are higher and median rents are well above $600. In the winter, hit the slopes atSki Cooper, one of the countrys oldest ski resorts, snowmobile the back-country or cross-country ski along the towns well-groomed trails. In order to post comments, please make sure JavaScript and Cookies are enabled, and reload the page. And because the city's median income is $115,069, Portland has the fourth best home price to income ratio in colorado. If a move from one state to another is in your future, you could save big bucks by relocating to one of these states where the tax bite is light for middle-class families. Knoxville is also bordered by the Tennessee River on the southern end of the city, providing residents and visitors alike with access to the waterfront and scenic views. I admit Im concerned about utility bills in colder places unless you find a well-insulated home. When it's time to pack up your things and start a new adventure, try one of the South's mountain towns on for size. Asheville, North Carolina Residents of Asheville and the surrounding area can easily visit the Blue Ridge Mountain Range. Regardless of which stage you're at in your retirement planning, it's important to save as much as you can in a tax-advantaged account like a workplace 401(k) plan or an IRA, which you can open at several banks. You could scout rural Pennsylvania and West Virginia for options within your budget, but Ive focused on St. Marys in the northern part of the state. The Ultimate Guide to Finding Your Best Place to Live, What a Budget of $300,000 or Less Will Get You in 10 Cities Across the Country, 6 Affordable Islands You Can Actually Live On, 10 Best Cities for Antique & Flea Market Lovers, 10 People On What Its Really Like to Leave NYC for a Smaller City, Copyright 2010-2023 Livability - Journal Communications, Inc, 5 Gorgeous Mountain Towns You Can Actually Afford, Best Neighborhoods in Greater Idaho Falls, ID. These are the cities with the most affordable housing that also scored highly on the U.S. News Best Places to Retire in 2022-2023 ranking. 16 Great Small Towns for Early Retirement. By Dan Burrows Of course, living in this scenic city wouldnt be complete without taking advantage of Great Salt Lake, the largest salt lake in the Western Hemisphere. Blacksburg, Virginia. The nature lovers of Denver can visit the Arapaho and Roosevelt National Forests with popular trails such as the Arapaho Glacier Trail and Beaver Reservoir Trailhead at their fingertips. Knoxville is particularly affordable for retirees, compared with, say, Nashville, where living costs among retired people are about the same as the national average. Curt Gowdy State Park is just 24 miles west of Cheyenne and offers more than 35 miles of trails and elevations ranging from 6,800 to 7,900 feet. What is your favorite mountain town for retirement? Thats quite a challenge. Iron Mountain is the snowier of the two. The home of the Hokie Nation, Virginia Tech University, is bustling and vital. It is on the shores of giant Lake Champlain. Unfortunately, being green isn't always easy on your wallet. 24 Kirkland Products Retirees Should Buy at Costco. Its location atop the Snake River Canyon provides for outdoor activities including boating, fishing, hiking, golf, whitewater rafting and skiing. Average income for population 65+: $51,853 (U.S.: $56,453) As one of the 10 Cheapest States Where You'll Want to Retire, the Heart of . Burlington, Vermont. Upside of the relative crowds of the capital city: no lack of activities. We get up early and go to bed early, so we enjoy beautiful sunrises and sunsets. We will email you a link to quickly reset your password. Median lake home price: $792,000. Those looking for a mountainside retirement on a budget will have plenty of options in Seattle. And taxes throughout Cali also weigh heavily on your wallet. You can follow her on Twitter @SilviaAscarelli. That gives you plenty of opportunities to explore the many hiking and biking trails in and around the city, go hot air ballooning and play the variety of golf courses in the area. The cost of living is 10% below the national average. Train aficionados can enjoy the area's railroad history and displays of locomotives, including the world's largest steam engine (also retired). The Best States: Where Are Retirees Moving to? The historic city of Charlottesville, Virginia is located near the Southwest Mountains and Shenandoah National Park. Published 8 December 22. Don't miss Staunton's Main Street, which has countless opportunities for shopping, dining, and browsing. There is a vibrant downtown with a busy new library and great outdoor stores. Annual snowfall averages 58 inches. The cost of living in both areas runs nearly 14% below the national level. A house with a mortgage costs a median of $1,316 per month, and the median monthly rent is $911. The problem? Subscribe to our daily newsletter to get investing advice, rankings and stock market news. Homebuyers hoping to find a city that balances nightlife and outdoor activities will feel right at home in Las Vegas. On top of its friendly-tax status, most parts of Tennessee have below-average living costs across the board for retired residents. Taking a month to spend with my sons and their families across the country is one of the joys of unretirement. Pigeon Forge, one of Tennessee's favorite towns, is a longtime favorite spot for vacationers, but it's also a great spot to retire. If work-life balance ranks high on your priority list, this small college town in the Blue Ridge Mountains may be just the place to put down roots. The attractions of the city arent the only advantage of living in Seattle. Stunning mountain vistas are all around, as are waterfalls, picnic spots, and parks. So there is usually plenty of pristine land right outside your door where you can hike, ski, hunt, fish, kayak, camp etc. Spectacular home sites. Most of the other Rocky Mountain towns on this list post a much higher cost of living. Of course, you have to be able to afford it. I was really shocked to learn that altitudes (especially above 7000 feet) causes significant altitude sickness for me (did not appear to affect my wife at all). For another it is less of a resort and more of a community, with a strong local economy. Yes, New York (rated #1 most walkable large city by walkscore.com at 85), Washington, Chicago, Philadelphia, Boston, and San Francisco are great cities for walking. Albuquerque, New Mexico. Blacksburg is a great college town for retirement. By Kyle Woodley This city is known for its vibrant art scene, historical sites, and architecture such as the Biltmore Estate and the Basilica of St. Laurence. And Huntsville, in northern Alabama, is one of the best. As an example, the Animas River, a gold medal fly fishing stream, flows through the center of town. Richland's metro area includes Kennewick, both of which qualify as great retirement destinations. Denver is a city made for outdoor enthusiasts, with its ample parks and greenspaces in and around the urban area. The Sunshine State is home to many charming small towns, and Cedar Key is one of the smallest and most charming. Chitr is a small town of only 10,000 people, but it holds a reputation as a stronghold of Panamanian folklore and tradition. Undoubtedly, many of you have considered the Grand Canyon State for its retiree-friendly climate and beautiful natural scenery. Enter the email address associated with your account. Gunstock Mountain Resort in neighboring Gilford, for example, offers camping, ziplining and snow sports, as well as fairs, events and dining options. The population is 86,000, and Weber State University is located in town. As a trail walker, you might enjoy the 25.5-mile crushed-stone rail trail from Escanaba to Hermansville. While the housing prices are on the rise, they aren't changing too rapidly just yet: the median list price in Ogden is $189,900. Beyond financials, the area has plenty to recommend itself. By Joy Taylor Artists, writers and musicians have long been inspired by this North Carolina mountain town. Heres whats for sale now in Aroostook County. With a population of about 9,500 and an average home price of $223,500 (home appreciation is up 13.5 percent), the average commute time, at 33 minutes, is a bit higher than the national average, with workers heading into San Bernardino for their jobs. Henry Chauncey, a Yale administrator who retired in 2002, initially left New Haven for a remote Vermont town where he liked to vacation while working. Pair that with a strong local arts scene (First Friday Art Strollstake place monthly; catch live music at the downtown amphitheater; find annual events ranging fromPioneer Daysto theBlues & Brews Festival to aChristmas Village); great shopping along Historic 25th Street; and great dining options, breweries and distilleries for a well-rounded experience. Home prices in so many mountain towns have climbed with COVID-19 and the freedom to work remotely. Silvia Ascarelli is a senior news editor for MarketWatch based in New York. 1. New England is notoriously expensive, but Pittsfield, located in the western part of Massachusetts, offers a small pocket of relative affordabilitymore reasonably priced than Boston and Cambridge, where living costs are, respectively, 48.1% and 38.1% above the U.S. average. Im 54 and my husband is 62. And signature events include theLeadville Trail 100bike and running races; theBBQ & Brews Festival, held each June; andBoom Days, a street fair held each August. To pinpoint one great retirement destination in each state, we weighed a number of factors: Rapacon joined Kiplinger in October 2007 as a reporter with Kiplinger's Personal Finance magazine and became an online editor for Kiplinger.com in June 2010. Florida consistently ranks among the most desired states for retirement thanks to its favorable tax status and year-round warm weather. South Lake Tahoe, CA - Average Home Cost: $400,288 Click here for instructions on how to enable JavaScript in your browser. Senior insurance needs are different. Hunting, fishing, hiking are excellent. The bigger and better child tax credit for 2021 is gone, replaced by a new set of rules for taking the credit on 2022 returns. Asheville allows residents to embrace southern culture with a variety of restaurants, music venues, art galleries, and even breweries and wineries. The good news for those of us lacking a few extra zeroes in our bank accounts? There is a vibrant downtown with a busy new library and great outdoor stores. Can easily visit the Blue Ridge mountain Range to be able to afford it make sure JavaScript and are! Link to quickly reset your password Main Street, which has countless opportunities for shopping dining! The southwestern part of the Hokie Nation, Virginia is located in town up early and go to bed,! 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